Image by Jason Goodman

SJ Financial Literacy Group

SJ Financial Literacy Group was founded by, the Executive Director, Sabrina Johnson. SJ Financial Literacy Group is an incorporated 501(c)(3) nonprofit organization with a concern about the impact of the lack of financial literacy skills. Focusing on how it has affected people who live in economically distressed geographical locations that do not allocate the resources necessary to implement financial literacy classes for the residents. The information below describes the past activities, present activities, and planned activities that pertain:

Past Activities
Due to her concern about the negative impact poor financial planning has on the people who live in economically distressed geographical locations that do not provide financial literacy classes, Sabrina Johnson started teaching financial literacy classes in impacted communities. Her primary message was, "you can live debt free."

Present Activities
Our organization was approved for 501(c)(3) status by the Internal Revenue Service (IRS); therefore, SJ Financial Literacy Group, Incorporated can qualify
for grant funding, fundraising revenues, and tax-deductible donations to provide customized
financial literacy classes based on the needs of the target groups she plans to serve.

Sabrina Johnson and her team plan to travel throughout Fulton and Clayton Counties to provide financial literacy classes within economically distressed communities. The delivery methodology will include traveling to community centers, churches, recreational centers, shelters, and other places where potential clients feel comfortable learning financial literacy concepts with their peers. 

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Since the team plans to serve a wide range of age groups (18-50 years old), the team will create customized financial literacy learning materials to accommodate the learning needs of the following three age groups listed below. Although financial literacy skills overlap among age groups, we believe it is important to develop learning materials to match the financial literacy-specific requirements at different ages. For example, an 18-year-old should learn about preparing for retirement however, it is more important for clients between the ages of 26-50 to learn about retirement. Group A: 18-25 years old. Group B: 26-39 years old. Group C: 40-50 years old We plan to use qualitative objectives and quantitative goals to evaluate our performance quarterly. Qualitative objectives describe the behavioral changes (outcomes) the clients who complete our financial literacy will exhibit. For example, each quarter changes in clients attitude, confidence levels, self-esteem, decision-making skills, money-management skills, and other behavioral issues will be documented. Quantitative goals state the number (output) of clients we plan to enroll in our programs each year. Since we plan to enroll 25 clients from each age group per quarter, our annual enrollment goal is 300 clients (as shown in the table below).